At the bottom of the drawers of the Italians’ tables and desks lie over 43,000 insurance policies that need to be collected. Together they are worth more than a billion euros. These can be policies that pay out in the event of the policyholder’s death, or savings plans that have reached a natural maturity. Very often these products were subscribed to by people who have since died, leaving behind relatives who either did not know about the policy or had forgotten about it.